Risk Modeler (Chuyên viên mô hình rủi ro tín dụng)

• Cooperate actively with model providers to develop, implement, test and validate the Credit Scoring Models, include Application Scoring System, Behavior Scoring System, Collection Scoring System, Propensity Scoring System, etc.


• Apply the results of all Credit Scoring Systems to all matter of the business, if possible, to the entire consumer credit life cycle, including underwritng, x-sales and topup, debt collections, etc.


• Continuously analyze the effectiveness of models to optimize the application of all of the scoring systems to enhance credit portfolio quality and keep portfolio heathy and sustainable.


• Cooperate actively on technical level with IT and data warehouse teams.


• Provide input to Portfolio Quality Review meetings

Qualification & Experience

• University Degree of Banking, Finance, Statistics, Mathemmatics, or related area.


• Min. 1 years of experience in data science related job in an credit institution maintaining retail customer data.


• Experience of risk management practices within the Vietnam banking / consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential. 

Knowledge & Skills

• Good knowledge and experience in business statistics, preferaly, consumer finance industry. 


• Experience in Data Profiling and Data Cleansing.


• Working knowledge of ETL technologies and associated implementation methodologies.


• Strong SQL skills to support analysis of data.


• Excellent interpersonal skills in dealing with key stakeholders.


• A track record of delivering to aggressive deadlines.


• Highly self-motivated.


• Enthusiastic in detail of data and numbers


• Fluent in English, both verbal and written


• Experience in Data Profiling and Data Cleansing -->  Experience in Data Profiling and Data Cleansing, Exploratory, Inferential Statistics, Modelling & Prediction. 

Benefits
- Competitive remuneration package (13th salary +annual performance bonus)
- Annual health check
- Health care program (depend on internal level)
- 15 days annual leave 
- Company trip
- Working time: Mon-Fri
*** If you have interest to be part of a "Fastest Growing Consumption Finance Company" in Vietnam, do not hesitate to join us by making online application or sending directly your profile to our HR Dept