Expert, Underwriting (Techcom Life)

JOB PURPOSE
Responsible for evaluating highly complex and high- risk cases, shaping underwriting policies and risk classification standards, mentoring senior underwriters, and collaborating with internal departments and external partners—including reinsurers and medical institutions—to ensure accurate, compliant, and efficient underwriting operations that enhance business performance, uphold professional standards, and support sustainable growth.
KEY ACCOUNTABILITIES
Key Accountabilities (1)
Underwriting insurance applications & professional consulting
• Recommend strategic adjustments to underwriting policies, risk classification frameworks, and contract issuance conditions.
• Act as the primary liaison with international reinsurers for extraordinary cases.
• Provide expert consultation to management and senior underwriters on cases exceeding standard authority or involving legal/ethical complexities.
• Evaluate life insurance applications with exceptional risk factors such as rare medical conditions, ultra- high financial coverage, hazardous occupations, or specialized products.
• Participate in resolving escalated complaints or disputes related to underwriting decisions.
Key Accountabilities (2)
Process Development & Technical Innovation
• Contribute to strategic projects such as digital transformation, system upgrades, and internal quality audits.
• Collaborate with product, legal, and IT teams to ensure underwriting processes align with new product launches and regulatory updates.
• Propose enhancements to underwriting systems, decision- support tools, and performance dashboards.
• Lead the development, standardization, and continuous improvement of underwriting guidelines, risk classification tables, and decision- making protocols.
Key Accountabilities (3)
Training & Capability Building
• Serve as a mentor for high- potential underwriters, supporting career development and succession planning.
• Organize internal workshops, knowledge- sharing sessions, and periodic competency assessments.
• Assist in building competency frameworks and performance evaluation standards for the underwriting function.
• Design and deliver advanced training programs for underwriting team members, focusing on complex case analysis, professional communication, and system utilization.

13th month salary, performance bonus
Social insurance, health care insurance, loan, etc….

Cập nhật gần nhất lúc: 2026-03-12 13:00:04