Credit Policy Officer

Key Roles & Responsibilities
The key role is to develop, monitor credit lending policy and provide analytic reports of credit card product. This job holder is also responsible for analytics to review the impact of new credit policies, lending program to give input for higher level in order to have proper action to support for business growth.
Develop/implement/track credit policies and procedures for credit card product
Monitor the credit quality of credit card portfolio and to adjust the credit policy to maximize the financial benefit of the business while maintaining credit quality as required by credit policy team head/senior management
Co- ordinate with relevant departments to ensure proper execution of policies by Credit initiation/Credit Operations functions.
Prepare, submit and retain documents of Credit Risk department including internal policy manual/guideline, external/legal letter, SBV reporting...to ensure the compliance with local/regional requirements.

Qualification: University Graduate, major in Business Administration, Banking, Finance, Statistic, Econometrics or related fields.
Work Experience: Minimum of 2 years experiences in Banking or Consumer Finance with practical knowledge in credit card risk management or credit policy.
Knowledge:
- Understanding of banking/consumer finance industry and having experiences in Credit Card lending.
- Basic knowledge in Database with analytical tools: SQL, SAS, Oracle, MS Access...is an advantage
- Experience in system UAT testing (prefer business logic or rules testing)
- Good at Excel Pivot table
Skills:
- Fluent both spoken and written English.
- Strong at numerical skills, quick learner.
- Good communication skills
Attitude:
- Professional
- Self- motivated
- Responsible

- 3 days of sick leave with pay
- Competitive salary
- Attractive Bonus (monthly / yearly bonus, incentive)
- Get 1 additional annual leave for each 5 full years of service
- Social insurance
- Premium health insurance for employees
- Guaranteed 13th month salary
- 16 Days of annual leave
- Annual salary review
- Annual health check

Cập nhật gần nhất lúc: 2024-03-10 08:35:45