Credit Risk Management Policy Specialist/ Expert For Unsecured Lending- Hà Nội/ Hồ Chí Minh- TA084

Develop, Implement, and monitor credit policies for unsecured products.
Support Credit risk management policy Manager in unsecured portfolio matters.
Working in close cooperation with analytical team monitor and analyze unsecured products performance to identify problem and potential improvements, propose and make corrective actions.
Participate in Basel II implementation project.
Ensure compliance of unsecured products regulations and processes with Bank’s internal and regulatory standards together with deep understanding on Unsecured segment..
Design underwriting process for unsecured product.
Review unsecured product programs and keep track on policies changes.
Prepare unsecured portfolio related presentations and materials for making reports to Teamleader and Head of Retail risk if requested.
Participate in new retail unsecured product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
Monitor and improve credit operations of unsecured loans.
Prepare BRD and own change requests related to retail lending customers in LOS system.

Structured thinking
Knowledge of Vietnamese banking regulations and SBV requirements
University degree, preferably in Economics, Finance, Banking
More than 3- 5 years experience in retail banking or retail risk
Knowledge of Unsecured lending Product.
Strong analytical and problem solving skills
Good oral and written communication skills
Good in presentations
Fluent English

BENEFITS:

Mandatory insurance as required by labor law + VPBank Care insurance for employees depending on position and length of service.
A dynamic, friendly working environment with many opportunities for training, learning, and development; participation in various exciting cultural activities (sports competitions, talent shows, team- building activities, etc.).
Attractive and competitive income in the Banking and Financial Services industry: Salary negotiated according to ability; 13th- month salary + year- end performance bonus. Allowances for lunch, transportation, phone, etc. Incentives based on work performance + additional bonuses monthly/quarterly/annually.
Preferential loans according to the bank’s policies at different times.
Working hours: Monday to Friday & Saturday morning.
Attractive leave entitlement based on job level, including summer vacation benefits.
Opportunity to participate in training courses according to the training framework for each position.

Laptop, Chế độ bảo hiểm, Du Lịch, Phụ cấp, Đồng phục, Chế độ thưởng, Chăm sóc sức khỏe, Đào tạo, Tăng lương, Công tác phí, Nghỉ phép năm, CLB thể thao

Cập nhật gần nhất lúc: 2025-08-01 08:15:03