Credit Risk Modeling Executive

Continuously analyze the effectiveness of models to optimize the application of all of the scoring systems to enhance credit portfolio quality and keep portfolio heathy and sustainable.
Apply the results of all Credit Scoring Systems to all matter of the business, if possible, to the entire consumer credit life cycle, including underwritng, x-sales and topup, debt collections, etc.
Cooperate actively with model providers to develop, implement, test and validate the Credit Scoring Models, include Application Scoring System, Behavior Scoring System, Collection Scoring System, Propensity Scoring System, etc.
Provide input to Portfolio Quality Review meetings
Cooperate actively on technical level with IT and data warehouse teams.

Qualification & Experience

University Degree of Banking, Finance, Statistics, Mathemmatics, or related area.
2 years of experience in data science related job in an credit institution maintaining retail customer data.
Experience of risk management practices within the Vietnam banking / consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.

Knowledge & Skills

Excellent interpersonal skills in dealing with key stakeholders.
Proficient in use of Excel and good knowledge about statistics programs (Python, SAS , Answer Tree, R Statistics,).
Experience in Data Profiling and Data Cleansing --> Experience in Data Profiling and Data Cleansing, Exploratory, Inferential Statistics, Modelling & Prediction.
Working knowledge of ETL technologies and associated implementation methodologies.
Highly self-motivated.
Good knowledge and experience in business statistics, preferaly, consumer finance industry.
Strong SQL skills to support analysis of data.
Experience in Data Profiling and Data Cleansing.
Enthusiastic in detail of data and numbers
A track record of delivering to aggressive deadlines.
Fluent in English, both verbal and written

Benefit
- Working time: Mon-Fri
- Competitive remuneration package (13th salary +annual performance bonus)
- Health care program (depend on internal level)
- Company trip
- Annual health check
- 15 days annual leave
*** If you have interest to be part of a "Fastest Growing Consumption Finance Company" in Vietnam, do not hesitate to join us by making online application or sending directly your profile to our HR Dept

Phụ cấp
Chăm sóc sức khỏe
Du Lịch
Công tác phí
Chế độ thưởng
Tăng lương
Chế độ bảo hiểm
Đào tạo

Cập nhật gần nhất lúc: 2021-08-30 13:32:03