VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Position: Product Risk Management Senior
(Integrated Risk Management Center – Risk Management Division)
Job Description
Product Committee Secretary tasks (30%)
- Receive, review, and submit product proposals to the VPBank Product Committee (PCO) or the delegated approval authority.
- Perform other ad hoc tasks assigned by CRO or PCO’s Chairman.
- Coordinate periodic or ad- hoc product review programs as required by PCO
- Support Business and Supporting units in implementing the Product Development, Approval, and Management Policy & Process, and Product Committee Bylaws.
- Prepare quarterly reports on VPBank PCO performance.
Manage bank- wide product portfolio (30%)
- Independently manage the bank- wide product portfolio.
- Perform other ad hoc tasks assigned by CRO or PCO’s Chairman.
- Develop, implement, and periodically review VPBank’s Product Development, Approval, and Management Policy & Process, and Product Committee Bylaws to ensure compliance with internal regulations, operational needs, and international best practices.
- Coordinate with related units to standardize the bank- wide product tree, ensuring its accuracy and consistency.
- Coordinate periodic or ad- hoc product review programs as required by BOM and report results and recommendations to PCO.
- Participate in product- related projects (e.g., Internal Document Optimization Project, Product Code Standardization Project) and provide inputs and feedback from a product management perspective.
Integrated Product Risk Management Function (20%)
- Monitor and periodically report on the performance and risk profile of the bank’s products/services (Risk Trigger Report), identifying trends, issues, and action plans for improvement.
- Develop product risk assessment methodology, guidelines, and processes for the bank’s products/services, ensuring alignment with the bank’s overall risk appetite, strategy, and leading practices.
- Conduct independent product risk management benchmarking and methodology reviews, and challenge specialized Risk Units on their risk assessment methodologies (credit risk, market risk, operational risk, etc.) and the results of risk assessments for each bank product/service.
Implement digitization projects to enhance the efficiency and quality of product risk management, product development and approval processes (20%)
