Executive – Credit Risk Management

Monitor credit portfolio performance of assigned lending products, including but not limited to sales volume, approval rate, collection performance, credit loss rate, approval & UW costs, collection costs, marketing costs, EBITDA – P&L;
Optimize operational performance & potential improvements of every end- to- end approval process & collection process of assigned product, propose and take corrective actions and monitoring;
Coordinate with related teams/partners to enable/enhance approval STP, implement new changes and monitor after go- live.
Evaluate & revise timely the verification process, risk acceptance criteria, scoring matrix, risk targets and collection targets of assigned products in order to meet business/product needs;
Able to deep dive analyze, explore data analysis on both internal & external data, backtest external data service & propose to implement in order to manage either portfolio risk performance or sales target or profitability target;
Use early risk indicator metrics and data visualization effectively to report portfolio performance and support decision- making, escalate issues that threaten portfolio;

Proficient in SQL, bigquery, data visualize as data studio/powerBI; using python or Rstudio is a plus;
Strong knowledge at credit score, fraud score, behavior score; cross credit score model; backtest external/alternative data;
Two or more years of experience in retail Credit Risk Management or Fintech lending;
Bachelor’s degree (or equivalent) in finance or related field;
Logical thinking, proactive, data mining is a plus.

Work with experienced & strong team;
Salary review at least one time per year based on employee&039;s performance and contribution;
Premium health care insurance;
Other benefits as per stated in Vietnamese Labor Law;
Attractive compensation & benefits;
Great allowances (lunch, parking, birthday, happy hours....);
13th month salary bonus and yearly performance bonus;
Friendly, dynamic & flexible working environments.
14 paid days off per year + 01 day birthday leave;
Outing/team- building activities (company trip , soccer sport, running club,..);

Cập nhật gần nhất lúc: 2024-11-14 05:45:02