Expert, Retail & Small Banking Credit Risk Underwriting

Job Purpose: Carry out the tasks of Retail & Small Business Banking Credit Risk Underwriting team on the basis of understanding customers by segment, providing optimal financial solutions to enhance customer experience, balance benefits and risks of the Customer and the Bank, in line with the Bank&039;s credit orientation.
General Responsibilities:
• Ensure compliance with internal policies, regulations, procedures, guidelines, etc.
• Responsible for all credit appraisal and measurement results given.
• Understand and commit to strictly comply with information security policies
• Participating in organizational culture work at the facility in accordance with the organizational culture orientation of the Division/ Bank.
Professional Responsibilities:
• Detect and warn within the scope of personal appraisal about potentially risky behaviors for the bank
• Provide financial solutions suitable for the customer&039;s portrait
• Proposing measures to control and minimize credit risks- Understanding each customer segment, focusing on customer experience and balancing risks between the benefits of the bank and customers.
• Participate in the development of products, processes, and guidelines related to personal credit & small business credit
• Actively participate fully in group/department/Center/bank training activities
• Participate in consulting for customers / business units to come up with a financial solution structure suitable for customers&039; needs
• Self- study and improve professional knowledge.
• Measure and fully assess credit risk indicators
Other responsibilities:
• Other tasks assigned by direct managers and upper management.

Thu nhập cơ bản tối thiểu (chưa bao gồm incentive) từ 20 triệu VNĐ/tháng + thưởng kinh doanh hấp dẫn
Được hỗ trợ nguồn khách hàng VIP có sẵn tại TECHCOMBANK
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Cập nhật gần nhất lúc: 2025-10-22 00:00:05