Head of Digital Lending

• Establish and monitor KPIs (approval turnaround time, NPL ratio, digital adoption rate, etc.).
• Drive digital transformation across the lending value chain to ensure competitiveness and growth.
• Promote the use of AI/ML models, alternative data, and advanced analytics for credit scoring and risk assessment.
• Collaborate with related teams to design and implement scalable digital lending platforms.
• Continuously improve customer journey, ensuring seamless, fast, and secure digital lending experiences.
• Ensure digital lending practices comply with regulatory requirements and internal policies.
• Implement robust fraud detection, cybersecurity, and data protection measures.
• Develop and manage digital lending products (personal loans, BNPL, credit cards, etc.).
• Build and scale the Digital Lending department to support business growth and digital transformation
• Collaborate with bussiness to define and implement the company’s digital lending strategy aligned with business goals.
• Ensure integration with digital channels (mobile, web, partner platforms).
• Drive process automation, straight- through processing (STP), and cost efficiency.
• Collaborate with internal business units (marketing, operations, IT, finance, collections) to ensure alignment.

• 8+ years of experience in consumer finance, retail banking, or fintech, with at least 5 years in leadership roles.
• Proven track record in digital lending, product development, and portfolio management.
• Strong understanding of credit risk, regulatory environment, and digital financial services.
• Experience working with digital platforms, APIs, AI/ML credit scoring, and alternative data sources.
• Excellent leadership, communication, and cross- functional collaboration skills.
• Bachelor’s or Master’s degree in Finance, Business, Economics, or related field; MBA preferred.

Chế độ bảo hiểm, Phụ cấp, Chế độ thưởng, Chăm sóc sức khỏe, Đào tạo, Tăng lương, Công tác phí, Phụ cấp thâm niên, Nghỉ phép năm

Cập nhật gần nhất lúc: 2025-10-24 04:40:02