[HN] Ngân Hàng Shinhan Bank Tuyển Dụng Chuyên Viên Thẩm Định Tín Dụng [KHCN/KHDN] – [Retail/Corporate] Loan Officer Full-Time 2024

Determine all applicable ratios and metrics for preparing credit application and set up loan payment plans
Communicate with customer via phone/ direct meet / site visit the mortgage or customer&039;s addresses either to request or to provide or to verify information and assess the customer credit worthiness and provided information.
Complete loan contracts and counsel customers on policies and regulations.
Build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Evaluate credit worthiness via processing loan applications and documentation
Interview applicants to determine financial eligibility and feasibility of granting loans
Assess customer needs, explore all options and introduce different types of loans to develop referral networks, suggest alternate channels and cross- sell products and services
Update job knowledge on types of loans and other bank services
Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.

Bachelor’s degree in business, finance, or a related field
Solid understanding of lending products and practices
Highly detail- oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork
Good interpersonal and communication skills in English
Good math and computer skills
Proven working experience as a Loan Officer or Loan admin
Comprehensive understanding of lending regulations
Excellent communication, customer- service, and time- management skills
High self- motivated and committed
Ability to pass a background check

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Cập nhật gần nhất lúc: 2024-06-21 10:25:03