Risk Portfolio Analysis Expert

Work with IT, BICC, BD, Sales, Finance to cooperate within different business tasks.
Monitor and analyze portfolio quality and profitability to further escalate issues to Risk Management and Settlement Committee with the proposed actions to bring the performance to the target values.
Initiate and propose changes to product parameters/ onboarding process/ credit risk policies and decision- making process to keep profitability in line with the planned values and optimize product mix to meet company business objectives.
Propose to Risk Management and Settlement Committee the retail portfolio segmentation into New, Mature and Stable, Performance Exception and Liquidating portfolios.
Other tasks assigned by Head of Portfolio Insights & Management Department or CRO.
Develop and support product loss rate calculation methodology.
Monitor regularly product/portfolio loss rate, to identify loss rate correlation with product changes, onboarding process adjustments, credit risk policies and decision- making process changes.
Support product profitability calculation for both new product approval process and significant product changes.

Experience in Retail Loan portfolio management
Fluent in English
Proficient in using Excel to conduct analysis, understand risk indicators and banking MIS is a plus.
Solid knowledge in Credit Risk and Risk Management.
University degree in finance, economic, mathematics, statistics or its equivalent
Leadership and solving problem
At least 5 years of experiences in Data Analyst, Risk Analyst Consumer Finance or Retail Banking is preferred.
Knowledges in company financials and product management.

Chế độ bảo hiểm, Du Lịch, Chế độ thưởng, Chăm sóc sức khỏe, Đào tạo, Tăng lương

Cập nhật gần nhất lúc: 2024-05-10 09:55:03