Senior Porfolio Analytics & Report

Assisting in managing the quality of the credit portfolio, establishing risk analysis reports for the credit portfolio, including: Business performance, application assessment, approval results; Credit quality status, credit risk, and non- performing loan quality; Provisioning levels and loss ratios; Other risk reports as assigned.
Participating in debt classification and preparing provisioning reports, reports for the State Bank, and information reports for credit institutions.​
Analyzing data to support the development/modification of credit policies and product policies.
Regularly monitoring the quality of the portfolio, conducting in- depth analyses related to risk, and proposing appropriate credit risk management solutions.
Aking responsibility for constructing and automating periodic reports tracking the approval and rejection rates of each product and region, and analyzing detailed reasons for rejection. Evaluating the portfolio using various analytical techniques (Vintage, Was- Is, Flow rate, Lag/Coin delinquency, etc.).
Performing calculations for KPI measurement indicators and calculating incentives for teams within the appraisal and debt collection center.

Skills, Knowledge, Experience

Qualifications: Bachelor’s degree or higher, or an equivalent degree in a related field involving data, such as Applied Mathematics, Statistics, Econometrics, Banking and Finance, Information Management, Operations Research, etc.
Understanding of Products, Services, and Policies: Knowledge of consumer finance products and services.
Language Proficiency: Good reading and writing skills in English.
Experience: At least 3 years of experience in portfolio report analysis or similar fields.

Competency and Professional Skills

Data Analysis: Ability to analyze data to support the development/modification of credit policies and product policies.
Proficient in report development software: Advanced skills in Excel, Power BI, etc.
Skill Requirements: Proficient in using query languages and data processing tools such as SQL, Python, etc.
Experience in implementing loan classification reports, provisioning reports, SBV reports, and information reports for credit institutions.
Experience working directly with portfolio quality control metrics: Familiarity with metrics such as Vintage, Was- Is, Delinquency, Flow Rate, Lag/Coin Delinquency.

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Cập nhật gần nhất lúc: 2024-09-02 18:20:02