Expert, Retail & Small Business Banking Credit Risk Underwriting

Job Purpose
Carry out the tasks of Retail & Small Business Banking Credit Risk Underwriting team on the basis of understanding customers by segment, providing optimal financial solutions to enhance customer experience, balance benefits and risks of the Customer and the Bank, in line with the Bank&039;s credit orientation
Key Accountabilities (1)
General Responsibilities:
- Responsible for all credit appraisal and measurement results given.
- Ensure compliance with internal policies, regulations, procedures, guidelines, etc.
- Participating in organizational culture work at the facility in accordance with the organizational culture orientation of the Division/ Bank.
- Understand and commit to strictly comply with information security policies
Key Accountabilities (2)
Professional Responsibilities:
- Actively participate fully in group/department/Center/bank training activities
- Participate in the development of products, processes, and guidelines related to personal credit & small business credit
- Proposing measures to control and minimize credit risks
- Understanding each customer segment, focusing on customer experience and balancing risks between the benefits of the bank and customers.
- Participate in consulting for customers / business units to come up with a financial solution structure suitable for customers&039; needs
- Measure and fully assess credit risk indicators
- Detect and warn within the scope of personal appraisal about potentially risky behaviors for the bank
- Provide financial solutions suitable for the customer&039;s portrait
- Self- study and improve professional knowledge.
Key Accountabilities (3)
Other responsibilities:
- Other tasks assigned by direct managers and upper management.

Success Profile- Qualification and Experiences
Degree: University graduate or higher, majoring in economics, finance, foreign trade, ...
Experience:
- 06 years of experience in credit appraisal, credit analysis, credit control.
English: TOEIC minimum 550 or equivalent Other requirements (if any):
- Understanding TCB system
- Understanding personal credit products/services:
- Understanding of regulations/operating processes: credit granting process, credit orientation,...

Chế độ bảo hiểm, Du Lịch, Chế độ thưởng, Chăm sóc sức khỏe, Đào tạo, Tăng lương

Cập nhật gần nhất lúc: 2025-10-22 02:30:02