The purpose of Risk Management Team is to manage and prevent the risks can be occurred during the business operation of the company.
Management
• Well co- operate with other departments/ teams to develop product policies, risk acceptance criteria, system workflow of a new product.
• To ensure the Risk Appetite is monitored and tracked on a periodic basis and any breaches or changes to the tolerances/thresholds are addressed with reporting to management and action plan.
• To implement, manage and improve the overall ownership of risk management frameworks, standards, policies and methodologies covering compliance, credit management, traded, non- traded, operational, credit, liquidity, business continuity management, financial risk for the Company.
• To establish a risk awareness culture in the Company.
• Planning, designing and implementing an overall risk management process for the organization.
• Risk evaluation, which involves comparing estimated risks with criteria established by the organization such as costs, legal requirements, internal/external environmental factors, and evaluating previous handling of risks.
• Support and training to staff to build risk awareness within the organization.
• To collaborate with our Group on development of risk management frameworks for the business across the Group.
Retail Business Risk Management
• To manage the Margin trading: review and assess the list of marginable stocks, margin ratio, etc.
• Risk assessment, which involves analyzing risks as well as identifying, describing and estimating the risks affecting the business.
• Lead development of standardized and comprehensive portfolio quality reviews, especially portfolio segmentation, vintage analysis, collection analysis.
• Portfolio management by monitoring business efficiency, risk prevention, anti- fraud actions. Proactive in making risk/loss forecast.
Investment Banking Risk Management
• To ensure the Risk Appetite is monitored and tracked on a periodic basis and any breaches or changes to the tolerances/thresholds are addressed with reporting to management and action plan.
• Develop operational capabilities in credit, market and operational risk assessment and monitoring capabilities; portfolio loss forecasting, vintage loss tracking, risk based for self- trading investment of the company.
Cooperation
• Coordinating schedules and managing calendars for multiple parties to ensure that activities are properly arranged with no conflicts.
• Performs any other tasks as assigned by the General Director and the mother Company.
