Portfolio Analyst and Report Excutive

Analyzing data to support the development/modification of credit policies and product policies.
Aking responsibility for constructing and automating periodic reports tracking the approval and rejection rates of each product and region, and analyzing detailed reasons for rejection. Evaluating the portfolio using various analytical techniques (Vintage, Was- Is, Flow rate, Lag/Coin delinquency, etc.).
Regularly monitoring the quality of the portfolio, conducting in- depth analyses related to risk, and proposing appropriate credit risk management solutions.
Assisting in managing the quality of the credit portfolio, establishing risk analysis reports for the credit portfolio, including: Business performance, application assessment, approval results; Credit quality status, credit risk, and non- performing loan quality; Provisioning levels and loss ratios; Other risk reports as assigned.
Participating in debt classification and preparing provisioning reports, reports for the State Bank, and information reports for credit institutions.​
Performing calculations for KPI measurement indicators and calculating incentives for teams within the appraisal and debt collection center.

Skills, Knowledge, Experience

Qualifications: Bachelor’s degree or higher, or an equivalent degree in a related field involving data, such as Applied Mathematics, Statistics, Econometrics, Banking and Finance, Information Management, Operations Research, etc.
Experience: At least 3 years of experience in portfolio report analysis or similar fields.
Understanding of Products, Services, and Policies: Knowledge of consumer finance products and services.
Language Proficiency: Good reading and writing skills in English.

Competency and Professional Skills

Data Analysis: Ability to analyze data to support the development/modification of credit policies and product policies.
Skill Requirements: Proficient in using query languages and data processing tools such as SQL, Python, etc.
Experience in implementing loan classification reports, provisioning reports, SBV reports, and information reports for credit institutions.
Proficient in report development software: Advanced skills in Excel, Power BI, etc.
Experience working directly with portfolio quality control metrics: Familiarity with metrics such as Vintage, Was- Is, Delinquency, Flow Rate, Lag/Coin Delinquency.

REASONS TO JOIN SHBFINANCE:
A professional, open working environment that emphasizes 5 core values: “Smart – Honest – Brave – Friendly – Cooperation”:

Working hours: Monday to Friday, with a 1.5- hour lunch break.
Spacious open office with all necessary equipment provided for work.
Friendly and open- minded colleagues who value individual development.

Special attention to employees:

Competitive compensation package with regular salary increases. Total income can reach up to 14 months&039; salary per year.
Annual health check- ups at top hospitals in Vietnam, along with social insurance benefits as per state regulations.
Annual company trips and team- building activities.
Lunch allowance of up to 1,200,000 VND/month.
Exclusive healthcare benefits with comprehensive SHBFC Care insurance.

Focused on supporting personal development:

Opportunities to participate in major projects, leading in the consumer finance sector.
Support for learning activities, knowledge exchange, and cultural interaction (Training, Seminars, ETC.)
Guidance, companionship, and career development support from experienced, talented managers.

Laptop, Chế độ bảo hiểm, Du Lịch, Phụ cấp, Du lịch nước ngoài, Đồng phục, Chế độ thưởng, Chăm sóc sức khỏe, Đào tạo, Tăng lương, Công tác phí, Phụ cấp thâm niên, Nghỉ phép năm, CLB thể thao

Cập nhật gần nhất lúc: 2024-12-01 08:55:03