Senior Specialist, Credit Risk - Securities

Credit analysis & Bond Assessment

Analyze government bonds, corporate bonds, and other fixed- income instruments.
Perform internal credit rating and scoring for each issuance.
Conduct credit due diligence and risk assessment on corporate bond issuers, including financial statements, capital structure, cash flow, and repayment capacity.

Credit risk & Margin

Reporting & Compliance: Prepare reports for local/regional management and regulatory authorities.
System & Limit Management: Update purchasing power, margin ratios, and limits in the system; review and maintain the marginable stock list.
Advisory & Support: Provide credit advisory/guidance to business units.
Risk Control & Actions: Notify brokers/customers of margin calls; coordinate with relevant departments to initiate forced sales; send SMS notifications to clients.
Account Monitoring: Track margin account status, market movements, and concentration risks (single counter & single client exposure).

Implement Risk projects

Make detail plans and collaborate with related parties to implement the projects.

System enhancement

Collaborate with other departments to find out solutions to solve problems/ enhance system.
Detect and describe detailed bugs/ problems of system to manager/ project team.

Report & data storage

Export and store daily data.
Prepare periodical reports for local, regional management and regulators.

Non- Financial Risk Management (Supporting role)

Operational Risk: Support ORO in conducting RCSA, KRI & IMDC.
Information risk: support in conducting periodical premises sweep, surprise check and reports.
BCM: Support risk team in conducting analysis & Assessment process (BIA, RA), Exercises (DRE, CTE, CSE, LSO, DRE).

Performs other duties as assigned by Head of Risk

As request.

Education

Comprehend the financial/economic knowledge.
SSC licensed for brokerage preferable.
Strong understanding of the Vietnam’s bond market, fixed- income products.
Bachelor degree in economics.

Experience

Experience with credit rating models and cash flow analysis.
At least 03 years of experience in credit analysis, bond assessment, risk management, or financial audit…

Skills & Competencies

Careful, Independent, responsible and collaborate in a team environment.
Knowledge of securities, securities market. Updated knowledge about the economic situation Social and legal provisions relevant.
Ability to work under pressure and meet tight deadlines.
High skills in computation and using office computer, especially Excel.

16 days of annual leave
13- month salary and performance bonus

Cập nhật gần nhất lúc: 2025-09-25 20:15:02