Position Title: Head of Debt Collection
General Description:The role involves proactively leading debt collection activities for Retail, SME, and Corporate sectors at the largest private bank and financial group in Vietnam. The individual will drive day- to- day operations, optimize processes, and lead the teams to achieve the highest industry standards.
Location: Hà Nội
Salary: $7.000- $10.000 NET
Main Responsibilities:
Content Development: Develop comprehensive collection procedures, policies, and necessary documents.
UX/UI Improvement: Lead initiatives to enhance the customer experience during repayments and ensure ethical communication practices.
Product Optimization: Manage and optimize collection products targeting distressed customers, covering both Retail Banking (RB) and SME segments, including unsecured and secured products such as cards, mortgages, and business loans.
Analytics: Collaborate with collection metrics to continuously assess and improve processes and performance.
Collection Stage Coverage: Manage end- to- end collection processes from early to late stages.
Strategy Development: Design and implement collection strategies based on customer behavior, run champion- challenger initiatives, and provide feedback from the field to refine and improve strategies.
Operations: Oversee and develop day- to- day debt collection operations, including call centers, field visits, skip- tracing, legal recoveries, enforcements, and collateral sales.
Cross- Departmental Partnerships: Serve as a key business partner for Retail/SME/Corporate business lines, Risk Management, Finance, HR, IT, BI, and Operations.
Efficiency Improvement: Drive the cost- of- collection/recovery ratio improvements and create motivation systems tailored to teams across different collection stages.
Innovation Leadership: Lead the adoption and implementation of new technologies, including Robotics, ANI, GenAI, and social network profiling.
Team Building: Recruit, build, and develop high- performing teams, fostering a culture of excellence and adhering to industry best practices.